Really surprised as the last 2 years it went up 20% each years and I have heard some other people say their's went up 50% lately. They raised the deductible to get it lower. I am with State Farm and I do bundle. My wife and I are both retired and we have the Mileage hookup on our cars and we do not drive that much. My Home Insurance is $4000 on a 2000 square foot home insured for 331K. I live in Coppell.