the shit is going to hit the fan this summer and fall with rate hikes. Visiting with some company owners most feel that obamacare is ingrained now and that it's enormous increases have not begun to hit. No one has the slightest idea what to do and most feel obama care will fold under the mounting pressure of premium increases but only to be replaced by single payer. Then health care as we know it is over and only the rich will have quality care while the rest of us will begin to experience VA type care that the government knows how to give