Any advice on obtaining public liability insurance for a one time event? Long story short, trying to rent an athletic field for a one time, friendly event for 20 people or so. The field owners, though, are requiring this insurance on top of a rental fee. I’ve never heard of this insurance so seeing if any of you have any ideas. Below is the specific language:
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USER shall obtain at its own cost public liability insurance to cover USER’s use of the Facility for its scheduled function in the sum of not less than TWO HUNDRED FIFTY THOUSAND DOLLARS ($250,000.00) for each person injured or killed and not less than FIVE HUNDRED THOUSAND DOLLARS ($500,000.00) per occurrence for the injury or death of one or more persons, and property damage insurance in the sum of not less than TWO HUNDRED FIFTY THOUSAND DOLLARS ($250,000.00) for each occurrence, and naming University as an additional insured there under. USER shall, at the time execution of this Agreement, furnish the University with a copy of said insurance policy or a certification that such insurance has been issued.
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USER shall obtain at its own cost public liability insurance to cover USER’s use of the Facility for its scheduled function in the sum of not less than TWO HUNDRED FIFTY THOUSAND DOLLARS ($250,000.00) for each person injured or killed and not less than FIVE HUNDRED THOUSAND DOLLARS ($500,000.00) per occurrence for the injury or death of one or more persons, and property damage insurance in the sum of not less than TWO HUNDRED FIFTY THOUSAND DOLLARS ($250,000.00) for each occurrence, and naming University as an additional insured there under. USER shall, at the time execution of this Agreement, furnish the University with a copy of said insurance policy or a certification that such insurance has been issued.
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